Home Energy Efficiency Loan Program

To qualify for the Energize Delaware Energy Efficiency Loan, applicants must meet the following criteria:

• Delaware Resident: Applicants must be a resident of Delaware.
• Property Ownership: The applicant must be the property owner and the property must be owner-occupied. Eligible properties include detached or attached one to four unit residences (such as duplexes, condominiums and townhomes). New construction and commercial properties are not eligible.
• Minimum Credit Score: A minimum credit score of 650 is required.
• Debt-to-Income Ratio: The maximum monthly debt-to-income ratio is 50%. Applicants must provide proof of income based on their employment status. Acceptable forms of proof include:
  • Employed: Submit the past three months of pay stubs.
  • Self-Employed: Provide a copy of your most recent tax return.
  • Retired: Submit Social Security Statements, Pension Statements, Retirement Account Statements, Annuity Statements, or other forms of retirement income. 

Click here to see if you may qualify.